YOUR COMPANY
September 04, 20XX
Dear Ms. Reader,
I am writing to discuss the interest rate on my account [Your Account Number]. I have been a customer with [Credit Card Company/Lender’s Name] since [Year] and have always strived to maintain a good payment record.
Due to [briefly state your reason – financial hardship, market rate changes, etc.], I am finding it increasingly challenging to manage the current interest rate. I would like to request a review of my account for a possible interest rate reduction. A lower rate would greatly assist me in managing my payments more effectively and continue to be a responsible account holder.
I appreciate your consideration of my request and look forward to your positive response.
Thank you for your time and assistance.
Sincerely,
YOUR NAME
